How To Set SMART Goals & Design the Life You Want

Posted 2 CommentsPosted in Lifestyle

Research shows that 80% of people give up on their new year’s resolution by the second week of February. Why? What’s the difference between those that stick to their resolutions and those who don’t? SMART goals. When we set SMART goals, we have a crystal clear purpose and a plan to ensure we carry through on our new year’s resolutions. Here’s how we can set SMART goals to ensure we achieve what we want out of life. But first, What Is a SMART Goal? SMART goals are simple. They are: […]

4 Financial Goals You Should Set and Accomplish This Year

Posted Leave a commentPosted in Lifestyle, Personal Finance

I love this time of year. The new year gives us a chance to reflect on what we’ve done with our life, and it provides an opportunity to determine to accomplish more in the future. It helps us refocus on what matters most. When we take the new year seriously and set meaningful goals, we’re well on our way to creating a life full of purpose and passion. Here are four financial goals we should all set to ensure we create a better life for ourselves and for those around […]

5 Of The Best Ways To Save For Retirement: The Pros & Cons Of Each Investment Option

Posted Leave a commentPosted in Investing, Real Estate, Retirement

All of us know we should be saving for retirement, but few of us actually apply the strategy that’s best for us. In order to implement the best strategy, we must understand the pros and cons of our investment options and know how they fit in with our goals and values. The following are some of my favorite investment options we can use to save for retirement. #1: Your Company’s 401(k) 401(k) plans have been around since the 1980s and have become one of the most widely used vehicles investors […]

The 2 Most Important Financial Lessons You’ll Ever Learn

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Let’s face it. Most folks are failing miserably with money. That’s because they don’t understand the most important financial lessons we should all learn. Don’t be like most people. Learn those lessons and ensure you succeed. As soon as you clearly understand these lessons, you’ll be well on your way to mastering your money. Here are the two most important financial lessons you’ll ever learn. Lesson 1: How To Earn Money – It’s Not What Most People Think This is one of the most misunderstood financial concepts I know of. […]

5 Easy Things You Can and Should Do Today To Get Better With Your Money

Posted Leave a commentPosted in Budgeting, Personal Finance, Save More Money

We all want to get better with our money yet few of us actually ever do anything about it. Oftentimes it’s because we think we have to do something big or hard to make a real difference with our finances. But that simply isn’t true. 5 Easy Things You Can and Should Do Today To Get Better With Your Money Here are 5 easy things everyone can and should do today to get better with their money. #1: Open A Separate Bank Account For Savings When your “savings” is sitting […]

Can You Trust Your Financial Advisor?

Posted Leave a commentPosted in Investing, Personal Finance

Can You Trust Your Financial Advisor? It’s sad but in the financial industry, there’s often a disconnect between the advisor and the client. It’s unfortunate but true. Investors do not always get the advice that’s best for them. Most financial advisors are held to suitability standards, which means they only have to provide their clients with “suitable” advice—not necessary the guidance that’s in the best interest of the client. Hopefully that will change, but in the meantime, you must know whether you can trust your financial advisor or not. Making […]

Create A Winning Financial Mindset: 10 Principles You Must Understand If You’re Ever Going To Succeed Financially

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If we’re ever going to succeed with money, then we must have the right mindset—one that inspires, motivates, informs, and directs. Here are ten principles we must plug into our head in order to create the right mindset and ensure we win with money. Create A Winning Financial Mindset: 10 Principles You Must Understand If You’re Ever Going To Succeed Financially Too many of us live well below our financial potential. Why? Often, it’s because we fall victim to our own thoughts. We let our own limiting and distorted beliefs […]

Are You Applying the Best IRA Strategy?

Posted 2 CommentsPosted in Investing, Retirement

Are you making your money work as hard for you as you do for it? Are your retirement accounts growing like they should be? If you’re not using the best IRA strategy, then you’re likely leaving A LOT of money on the table. Are You Applying the Best IRA Strategy Here’s a big tip I think you’ll like! IRAs are a great tool to save for retirement, but few of us are applying the best strategy to make the most of our accounts. Let me explain. In order to implement […]

The 3 Reasons Why People Fail With Money and How To Ensure You Win

Posted Leave a commentPosted in Cash Management, How To Guides, Lifestyle, Most Popular, Personal Finance

Do you ever feel like you’re spinning your wheels or not progressing financially? Or maybe you feel like managing your money is too complicated or too much of a hassle. Maybe you just want to make sure you’re doing everything right. If so, keep reading—this article is sure to help. The 3 Reasons Why People Fail With Money and How To Ensure You Win It’s no secret that most folks fail with money. 72% of us report being financially stressed each month 75% of us can expect to see our […]

What Are the Best Checking and Savings Accounts

Posted Leave a commentPosted in Cash Management, Most Popular, Save More Money

Are you using the bank accounts that are best for you? Unfortunately, most folks aren’t. It seems like most of us settle for the accounts we’ve always had and never really look into optimizing our banking, which means we miss out on hundreds or even thousands of dollars every year. There are so many different banks and various types of accounts that it can be a headache to know which is best for us. Well, hopefully this post will help. Here are the bank accounts I personally use and recommend. […]

6 Questions You Must Ask To Get What You Want Out Of Your Money

Posted Leave a commentPosted in Personal Finance

6 Questions You Must Ask To Get What You Want Out Of Your Money What do you want to get out of your money? It’s sad but most of us never really ask this question. Yeah, we often daydream about what we’d do if we had a million dollars or how nice it would be if we could splurge on a family vacation, but we never seriously consider what we really want to get out of our money. Most of us simply use our money as it’s available and never […]

4 Easy Ways To Save Money On Groceries: How We Cut Our Grocery Bill In Half Without Compromising Time Or Food Quality

Posted Leave a commentPosted in Budgeting, How To Guides, Most Popular, Save More Money

4 Easy Ways To Save Money On Groceries: How We Cut Our Grocery Bill In Half Without Compromising Time Or Food Quality Last July my family spent $731 on groceries. This June we spent $371.25, a drop of $359.75! We essentially cut our grocery spending in half! Here’s the cool part. We didn’t sacrifice quality, we didn’t spend hours looking for deals, we didn’t use coupons, we didn’t eat less, we didn’t grow a garden, we didn’t eat out any more than normal, and we didn’t change our diets much […]

How To Set Up Your Own IRA: 6 Simple Steps To Start Saving For Your Retirement Today

Posted Leave a commentPosted in How To Guides, Investing, Retirement

How To Set Up Your Own IRA: 6 Simple Steps To Start Saving For Your Retirement Today We all know we should save for retirement, but most of us keep putting it off. Why? We come up with some pretty clever excuses that keep us from taking action. Any of these sound familiar? I don’t have the time I don’t have the money right now I don’t know how to invest for retirement It’s just too complicated I don’t want to mess up Don’t worry … If you’ve said any […]

6 Books That Changed My Financial Life

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6 Books That Changed My Financial Life Warren Buffett, one of the greatest investors of all time, said, “The best investment you can make is in yourself.” I agree. When we invest in ourselves, we acquire the skills, knowledge, and mindset that enables us to add immense value to others and ourselves. One of the best ways to invest in ourselves is to read high quality, informative books that inspire us to live a better life. I’ve read and reread a lot of these types of books recently. Each has […]

Why You Shouldn’t Try To Time the Market

Posted Leave a commentPosted in Investing

Why You Shouldn’t Try To Time the Market Buy low, sell high! It’s the mantra of finance. It’s what the “professional” traders TRY to do. The idea is great. If we always timed our investing right, we could make a killing. We’d buy when prices are cheap, sell when they’re high, and pocket the difference. Here’s the sad truth: Most of us don’t do so hot at timing the market. Don’t feel bad. Neither do the “pros.” 96% of the professional money managers fail to beat the market over 10 […]