The 3 Reasons Why People Fail With Money and How To Ensure You Win

Posted Leave a commentPosted in Cash Management, How To Guides, Most Popular, Personal Finance

Do you ever feel like you’re spinning your wheels or not progressing financially? Or maybe you feel like managing your money is too complicated or too much of a hassle. Maybe you just want to make sure you’re doing everything right. If so, keep reading—this article is sure to help. The 3 Reasons Why People Fail With Money and How To Ensure You Win It’s no secret that most folks fail with money. 72% of us report being financially stressed each month 75% of us can expect to see our […]

4 Easy Ways To Save Money On Groceries: How We Cut Our Grocery Bill In Half Without Compromising Time Or Food Quality

Posted Leave a commentPosted in Budgeting, How To Guides, Most Popular, Save More Money

4 Easy Ways To Save Money On Groceries: How We Cut Our Grocery Bill In Half Without Compromising Time Or Food Quality Last July my family spent $731 on groceries. This June we spent $371.25, a drop of $359.75! We essentially cut our grocery spending in half! Here’s the cool part. We didn’t sacrifice quality, we didn’t spend hours looking for deals, we didn’t use coupons, we didn’t eat less, we didn’t grow a garden, we didn’t eat out any more than normal, and we didn’t change our diets much […]

How To Set Up Your Own IRA: 6 Simple Steps To Start Saving For Your Retirement Today

Posted Leave a commentPosted in How To Guides, Investing, Retirement

How To Set Up Your Own IRA: 6 Simple Steps To Start Saving For Your Retirement Today We all know we should save for retirement, but most of us keep putting it off. Why? We come up with some pretty clever excuses that keep us from taking action. Any of these sound familiar? I don’t have the time I don’t have the money right now I don’t know how to invest for retirement It’s just too complicated I don’t want to mess up Don’t worry … If you’ve said any […]

The Ultimate Step-By-Step Guide To Making the Most of Your 401(k)

Posted 4 CommentsPosted in How To Guides, Investing, Retirement

401(k) plans have been around since the 1980s and have become the most widely used tool investors use to save for retirement. Investors who contribute to a 401(k) (or the similar 403(b) and 457(b) plans for nonprofits and governmental employees) are offered tax advantages, and oftentimes, employers match a percentage of what the employee contributes to the plan. It’s encouraging to see how many people have access to these plans, but it’s frustrating to see how misunderstood, mismanaged, and misused they are. Some plans are great and others aren’t. In […]