Whether we like it or not, money impacts essentially every aspect of our life. It influences our relationships, our goals, our careers, and our daily choices.
Money is either liberating or it is captivating. If we are intentional with our money and have plenty of it, we are free to pursue our dreams. We can spend more time with those we love; we can help charities fulfill their missions; we can choose to work or not to; we can benefit struggling waitresses; we can travel the world; or we can take on hobbies we’ve always found interesting. Ultimately, the power is in our hands and we are free.
If we don’t have command over our money, we feel stuck and unable to pursue our passions. We are unable to spend as much time as we would like with those we love; donating our time or money feels like a huge burden instead of a blessing; we are forced to work; our tips are cheap; travel is out of the question; and hobbies are just fleeting wishes. Without money we lack freedom. Our choices are too often dictated by what we “have” to do instead of what we “get” to do.
Are You Like Most People
Here’s the sad news—77% of us have financial worries and for a good reason:
- 75% of us can expect to see our assets disappear before we die
- 69% of us have less than $1,000 in savings
- 40% of us couldn’t come up with $2,000 in 30 days if we had to
- 26% of us do not save any of our income for retirement
- 33% of us indicate our household carries credit card debt from month to month
- 22% of us do not pay our bills on time
Here’s the really sad news—these statistics represent real people like you and me. Could you imagine if it were your parents who didn’t have $1,000 saved and they were blindsided with a medical emergency? Or what if your grandma had to go back to work because she outlived her assets and needed more money to get by?
Each of the people behind these statistics are robbing themselves of happiness. Not because they don’t have a lot of money, but because money is, or soon will dictate how they can live their life. If we don’t master money, money will master us. And when it does, we lose freedom—we lose our ability to chose to live life on our terms.
Master Your Money
So here’s the solution: MASTER YOUR MONEY BEFORE IT MASTERS YOU! This is where your Freedom Financial Coach comes in. The entire purpose of this website is to equip you with actionable advice that will enable you to achieve your goals, boost your net cash flow, accumulate wealth, and live your dreams. I will serve as your financial coach! I will teach you how to become financially free! I will teach you to be rich!
We will cover the most powerful financial concepts such as compounding, leverage, automation, diversification, and allocation. We will cover the best ways to boost income, decrease frivolous spending, and make every dollar count. We will dig into the nuts and bolts of investing, accumulating wealth, and passing on a legacy to those you love.
But more than just discussing all of the theory and concepts of personal finance and wealth accumulation, I want to provide actionable advice that will show you the HOW of finance. I want to provide a simple step-by-step guide that will empower you to take action and become the master of your money.
Most of us know “what” we should do. We know that need to save for retirement; we know that we should diversify our investments; we know we should have a spending plan; we know we should invest our money. But what most of us lack is the “how” to. How should I save for retirement? How do I invest my money and how do I diversify those investments? The list goes on and on.
The trick to mastering your money is simple—become intentional, implement to right financial system and strategy and take action! If you do, you’ll be better off than 46% of the financial advisers out there. It’s crazy but 46% of financial advisers don’t even have a retirement plan. They preach retirement and build plans for others but fail to make a plan for themselves. I’m not like these talking heads.
Financial Coaching Through Real Experience
Every piece of advice you see on this site will be because I’ve been there and done that. I’ve learned from the school of hard knocks. I’ll talk retirement plans because I have one. I’ll talk stocks and bonds because I buy them. I’ll talk investment properties because I own some. I’ll talk annuities because I have them. I’ll talk cash flow budgets because I use them. I’ll talk diversification, leverage, allocation, automation, and compounding because I use all of them and much more to build wealth. This won’t be a website about financial theory, but rather it will be a site of financial reality.
I’ll be short, brief, and to the point because spending all day learning isn’t going to lead you to a rich life. Action is what it’s all about. If you take action on all of the principles this website unveils, you won’t be part of the 77% that worry about money. You’ll be able to manage emergencies and you’ll have more financial freedom than you ever dreamed.
The Rich Life
After all, money is not the pursuit. If money and increasing the size of your bank account is what you’re after, you will always be left unfulfilled and empty. Having a rich bank account is not at all synonymous with having a rich life. Money is a means to an end. It’s a tool that enables you to capture more freedom. It’s a tool that enables you to spend more time with family and friends and pursuing your passions. If you master your money then you will be able to design the life you want, and more importantly, you will be able to live that life. That’s what living a rich life is all about!
Enjoy the journey and understand that it’s possible for you. Not matter how old or young you are, you can live a rich life. Have fun applying the actionable steps that will lead to your financial freedom. As your financial coach, I will teach you what you need to know and show you how to take massive action. Don’t let money become your master. Master your money!
Decide today that you will master your money. Start your journey towards financial freedom today by studying this site and taking action to improve your financial future!